5 Side Hustle Ideas To Make Extra Money In 2023

The pandemic has pushed many people to rethink their career paths and explore new avenues of income. Side hustles have become a popular option for those seeking additional income streams. With the sudden popularity of the gig economy and technological advancements, there are plenty of side hustles to choose from in 2023. Here are five of the best side hustles to consider.

Online Tutoring

Online tutoring has become a lucrative side hustle with the shift toward online learning. Whether it’s math, science, or language tutoring, the demand for online tutors will be much higher in 2023. Platforms like Chegg, TutorMe, and Skooli offer opportunities for tutors to connect with students globally. Online tutoring provides flexibility in terms of hours and location, making it a perfect side hustle for those passionate about teaching.


E-commerce has been on the rise for years, and the pandemic has only accelerated its growth. Starting an online store on platforms like Etsy, Shopify, or Amazon allows you to sell products from anywhere in the world. You can create your own products or source products from other suppliers and actually resell them at a markup. With the right marketing strategy, e-commerce can be a highly profitable side hustle.

Delivery Services

The pandemic has seen a surge in demand for delivery services, and this trend is expected to continue in 2023. Companies like UberEats, DoorDash, and Grubhub offer opportunities for delivery drivers to earn extra income by delivering food from local restaurants. With the rise of online shopping, delivery services for packages and groceries are also in high demand. Platforms like Instacart and Shipt provide opportunities for drivers to deliver groceries to customers’ doorsteps.

Freelance Writing

Freelance writing has been a popular side hustle for years, and with the rise of content marketing, it’s expected to continue to be in high demand in 2023. Freelance writers can create content for websites, blogs, and social media platforms. Platforms like Upwork and Fiverr provide opportunities for writers to connect with clients globally. Freelance writing offers flexibility in terms of hours and location, making it a perfect side hustle for those with solid writing skills.

Virtual Assistance

With the rise of remote work, virtual assistance has become a popular side hustle. Virtual assistants offer assistance to various businesses and individuals from anywhere in the world. Tasks may include scheduling appointments, managing email accounts, and social media management. Platforms like Zirtual and Fancy Hands provide opportunities for virtual assistants to connect with clients globally.

In conclusion, the gig economy has opened up numerous opportunities for side hustles in 2023. From online tutoring to virtual assistance, there are plenty of options for those seeking additional income streams. With the right skills and a bit of entrepreneurial spirit, a side hustle can turn into a lucrative career.

5 Small Business Tips for Emerging Entrepreneurs in 2023

Establishing a new business is not a walk in the park. As a new entrepreneur, it’s essential to remember that success requires more than passion and hard work. To succeed, you need to implement some crucial business tips to help you establish and grow your business. In this article, we’ll discuss some tips that every emerging entrepreneur should remember.

Conduct a market research

Before starting any business, it’s crucial to conduct market research. Understanding your target market, competition, and industry trends will give you an edge. Market research will help you identify your target customers, their needs and preferences, and how to reach them.

Create a business plan

A business plan is a document that highlights your company’s objectives and strategies for achieving your goals. It outlines your goals, strategies, market analysis, and financial projections. A well-developed business plan will help you stay on track, measure your progress, and make adjustments where necessary. It will also be useful when seeking funding from investors or financial institutions.

Focus on your core competencies

As an emerging entrepreneur, it’s tempting to take on everything yourself. However, it’s essential to focus on your core competencies and outsource tasks outside your area of expertise. Outsourcing tasks such as bookkeeping, marketing, or web development will give you more time to focus on growing your business.

Build a robust online presence

In today’s digital age, a solid online presence is critical for business success. Create a professional website, establish social media profiles, and develop a content marketing strategy to attract and engage potential customers.

Network and Collaborate

Networking is an essential part of business growth. Attend industry events, join professional organizations, and reach out to other entrepreneurs to build relationships and learn from their experiences. Collaborating with different businesses can help you reach a broader audience and create new opportunities.

Be Flexible and Adaptable

Starting a new business involves a lot of trial and error. As an emerging entrepreneur, being flexible and adaptable to changes is essential. Be open to feedback, embrace new technologies, and be prepared to change your strategy if need be.

Manage Your Finances Wisely

An excellent financial stance is essential for the success of your up-and-coming business. Keep track of your expenses, maintain accurate records, and develop a budget to help you make informed financial decisions. Seek the advice of a financial expert to help you navigate tax laws, investments, and cash flow management.

In conclusion, starting a new business can be challenging, but implementing these tips will help you confidently navigate the process. Remember to do your market research, develop a solid business plan, focus on your core competencies, build a strong online presence, network and collaborate, be flexible and adaptable, and manage your finances wisely. With the right mindset, dedication, and hard work, it’s only a matter of time before success comes knocking on your doorstep.

Meet The Celebrity Photographer Behind The Cover Of The February 2023 Issue Of MoneyCentral Magazine: Pedro Virgil

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Pedro Virgil is an Australia-based photographer, reality TV show personality, and engineer. He is best known for his participation as a judge and photographer on the reality show Caribbean’s Next Top Model, a guest photographer on Australia’s Next Top Model, and Project Runway Australia seasons 1 & 2. His photography has been featured in several magazine covers and editorials, including Inside Sport, Men’s Health, GQ, Sports Illustrated, Gay Times, DNA Magazine, and FHM.

Pedro’s work can be recognised on major billboards from high-profile brands such as Rolex, Sony, Adidas, Sony Ericsson, Van Heusen, underwear campaigns such as Calvin Klein, and hit television shows: Australia’s Next Top Model, Project Runway seasons I & II, Football Superstar, Caribbean’s Next Top Model and Australian Idol. He was also commissioned for the global advertising campaigns for Ed Hardy by Christian Audigier in Australia, the United States, Europe, and Asia.

MoneyCentral Magazine recently caught up with Pedro to discuss his journey in the industry, and here’s what went down:

When did your entrepreneurial flair first reveal itself?

My entrepreneurial flair first revealed itself when I wanted to create projects to give back to the community. In particular, this was a project called “Gods of Football” which involved photographing first-grade Rugby League and Aussie Rules players in the buff, to raise money for people with Breast Cancer in alignment with the McGrath Foundation of Australia. I set out to brainstorm a project that was both bespoke and possible to manage small scale and be economically viable. At the same time, in the end, it can raise a substantial amount of funds for charity. This meant starting from the ground up with preproduction, sponsorship acquisitions, negotiations with prospective clients, employing individuals, meeting with sporting managers/agencies, understanding business law, managing finances, and so on. Thus an entrepreneur emerged.

How did your life look like before being a photographer?

My life before I was a photographer was extremely busy. I have always worked in the arts and entertainment field as a make-up artist, special effects artist, set designer, location scout, location manager, artistic Director, visual merchandiser, etc. I also worked as a professional entertainer in the music industry, performing in bands, musical theatres, recording sessions, etc … So I had a lot of overall experience from working in many different facets of the industry.

As a photographer, what is it that motivates and drives you?

As a creative person, I am motivated by my desire to constantly better myself, to better my creativity, and to find new ways of storytelling, capturing moments, and depicting scenarios, scripts, or stories. As a photographer, I am constantly stimulated by anything visual, which creates the need to analyze it, dissect it, try to make my own interpretation, and eventually produce a visual depiction that is uniquely my own.

In one word, describe your life as an entrepreneur and explain why.

Unpredictable. Why?? Because life always has a new turn for you at any given moment. A new chapter, a new journey, and one must always be prepared for changes, challenges, and constant change. I believe to be successful in business, you need to be extremely adaptable, versatile, and willing to try new things and take risks. All these factors have one common thread: the thread of unpredictability.

What were your top three motivations for starting your photography business?

My creativity was a huge motivation in the sense that I never seemed to run out of creative ideas even though I’ve been doing this for so many years. I believe that life is constantly throwing influences at you, new experiences, new lessons, and new visual stimuli, which thereby, when absorbed by your creative mind, then processed by your creative spirit, get channeled into new creative ideas. The second motivation would have been wanting to have a unique style of my own, making my own creative rules, and working my own hours at my own pace. I would say my third motivation for starting my own photography business was the desire to leave some legacy or artistic footprint on this world that I can say was my own, from the “conceptualization” right through to completion.

What do you put your success down to?

Hard work. Not listening to too many people. Always be true to one’s creative spirit and not be afraid of taking risks, creatively and financially.

What would you say are the key elements for starting and running a photography business?

Definitely, knowing what the industry is about, first and foremost, is extremely important. By that, I mean not just what photography is but how and where photography falls into the whole ecosystem of the fashion/media/arts/advertising/marketing industry.

Understanding the law and also understanding that the images you create are not just pretty pictures; they are tools for marketing, advertising, developing brands developing products, developing people developing celebrities, creating lifestyle choices, and influencing the population. Photography, therefore, is a very responsible and influential career because you’re creative and can influence generations! My intellectual property and corporate branding are extremely important to me. Secondly, I would say that it is important to understand the financial layout that it takes to begin a photography business. Studio equipment, lighting gear, camera gear, Camera accessories, lighting accessories, computer accessories, data drives, editing equipment, props, transport, editing suites, and the list goes on and on. Before you know it, it becomes an extremely expensive layout. Thirdly, it’s very important to understand how photography fits into the spectrum of brand development, advertising, and marketing. How your creative flair can take a boring product that may not be highly coveted initially on the market to become extremely aspirational; simply through your creative processes.

What are the three biggest challenges you have faced growing the photography business, and how did you overcome them?

The three biggest challenges I have faced during my photography tenure are, firstly, finding good and reliable returning clients. This generally eventuates from good word of mouth, forming strong and trustworthy relationships with agencies, clients, industry professionals, etc. This process allows you to gain more clients. Another challenge has been the ongoing equipment cost and the constant need to update gear due to infrastructure improvements, new software technology, and the ever-changing hardware in the technology market. This obviously incurs more ongoing costs, not to mention the cost of repairs if any equipment gets damaged or general depreciation. I would say that the third challenge faced in this industry is to break free from the stigma attached to photographers being that sometimes people assume photographers are sleazy or only interested in sleeping with their clients etc. Of course, in any industry, a few people engage in that sort of behavior, but that is not always the case. So it’s always important to show your clients that you are trustworthy, that you have integrity, and that you fiercely care about your career and reputation.

Does the loneliness of the entrepreneur really exist?

That depends on how you define the word loneliness. If you mean not having people around you, that is not true because they are constantly people around you as a photographer. You always have people wanting something, or you always have something to deliver to somebody, or you always have meetings for preproduction, post-production, marketing discussions, etc. Suppose, however, you mean loneliness in the sense that not many people “get you” or understand “you.” In that case, that could be true because to be focused on your business/career, to be absolutely dedicated to it, means that you have to miss out on a lot of things, such as developing friendships outside of your work, finding people who totally get you based on your passion. The “art lifestyle” often conflicts with people who are generally academic because academia and art rarely share similar lifestyles. Loneliness in the sense of not having like-minded people around you is possible. I grew up as an only child with a single parent, so being alone is not an unfamiliar situation to me. In fact, I’m quite comfortable with being alone a lot of the time. However, I think this question’s importance is really about whether loneliness can affect somebody. That answer would be subjective, but I feel that it’s important for anyone to take a moment to reflect, meditate, and relax in their spare time, downtime, or alone time. I do not see loneliness as detrimental. It is a time to be able to reflect, reassess, and to re-energize myself.

As you grew the business, what have been some of the most important lessons you have learned?

I have learned that in business, Not everyone plays fair. I learned that through business deals gone wrong, through former business partners cheating me out of money, etc., but I do not take it as an overall bad thing: a lesson learned is a good lesson, and it’s an opportunity for me to grow and to learn from my mistakes. I’ve learned that you cannot trust everybody, but at the same time, you cannot distrust people completely because there are good people out there. It is up to us to monitor ourselves and those we interact with and spot any early red flags to avoid future problems. I’ve also learned that there are many times when you’ll be faced with” no” instead of “yes.” Sometimes, someone may only partially agree with your preference in terms of artistic direction. Art is a very subjective field. There are many opinions and as many perspectives as there are people, so I’ve learned never to take things too personally and to focus on my craft to try and make it as good as possible. That will lead to people gravitating toward me and my work.

What do you hope to see happen in the near future for small businesses all over the world?

The future allows small businesses to recover from the many losses they suffered during the Covid epidemic. This, unfortunately, was uncontrollable and unpredictable, as is the future. One can only hope that the spread of wealth in this world evens out, that the rich are not constantly getting richer and the poor are not getting poorer. I hope that the future brings much more fairness in the economy in all parts of the world. I also hope that ART continues to have a greater significance, appreciation, and value in all platforms, all industries, and faculties worldwide.

3 Surefire Tips On Empowerment and How To Engage Your Employees

With the different industries slowly opening up after being upended by the pandemic, business owners are now re-calibrating for immediate strategies to achieve their long-term organizational goals.

SKYBIZ, the business solutions arm of SKY Cable Corporation, rolls out some important tips and solutions that will help employers grow both their business and their employee’s morale in this post-lockdown era.

Encourage a favorable set-up

The remote set-up became the new standard in most businesses, employees are able to go on with their daily tasks while working in the comfort of their homes, connecting with their peers purely online. Now that a lot of industries have gone back to their pre-Covid set-up and with the hybrid work arrangement gaining popularity, business owners should allow for more flexibility for employees to get their work done either at home or in the office.

A comfortable working environment is crucial for employees’ productivity, performance, and job satisfaction. Whether you are working from home or back to the office, the physical space where work is done should be conducive for every employee to excel daily.

Engage professional and personal growth

A well-balanced life is something that both employers and employees should strive for. Businesses will continue to grow if their people also grow, hence, it’s important to make the workplace a safe place where employees can unleash their maximum potential professionally and personally.

Most companies have incorporated different activities and practices that can boost the morale of their employees. A shared activity outside the workplace like a Monday morning reflection over coffee or a Friday night sports fest will strengthen the working relationship within the company allowing employees to feel more at ease and closer with their peers.

Invest in tools that empower

With most of the work transactions and meet-ups done digitally, businesses should invest in a reliable service provider and solutions tools that will empower them to grow their business in this digital age.

SKYBIZ is extending its BizTastic BunDeals with its Biz Broadband Connect and BizFiber Connect plans that include reliable business-grade internet connection for SMEs suited for their day-to-day activities, bundled with a three-month Microsoft 365 and a voucher from ABS-CBN Dash or Grab.

4 Simple Ways to Wake Up Happier Tomorrow

Granted, some mornings are better than others! No matter what the mood or situation, you’ll be thanking yourself silly if you follow these four easy steps before leaving the house every morning. They will ensure you start your day off positively and with an air of complete determination and purpose.

1. I am just as good as the person next to me.

Always remember that the person you’re comparing yourself to will always be comparing themselves to someone too. You never know; it could even be you! Although a little bit of extra push and determination can come from comparisons, making daily comparisons to others can be very detrimental to a woman’s thought process. Constantly thinking ‘she’s much skinnier than me’ or, ‘she likes him more than she likes me’ is simply pure negativity. Remember that you are on the exact path in life you’re supposed to be on, and everyone has a different path. The time taken to stop and look around at everyone else’s paths will slow you down on your own.

2. Today, I will be brilliant.

I find this to be very important. Every morning I wake up, look in the mirror and say (out loud), ‘today, I will be brilliant!’ There are a few reasons for this – I promise there is a method to the madness. The first reason is that I like to use my voice before I have to speak to anyone else and embarrass myself with the husky cough we all know too well because the ole’ vocal cords aren’t warmed up. The second and more important reason is that positive self-talk is really important to a successful outlook on life.

3. I deserve the best

I think this is something women are constantly compromising on, and you know what? I’m sick of it, ladies! Everyone deserves the absolute best when it comes to important matters of life! Now I’m not talking about having the perfect espresso every morning from your local brew house; I’m talking much bigger picture! Things like relationships, jobs, and friends. Yes, finding a balance between the three is hard, but simply aiming for the best will push you in the right direction. Settling for ‘just ok’ or ‘average’ should be a thing of the past!

4. Say Cheese!

Smiling as you walk out of the front door can be one of the most rewarding things you can do all day. It can truly set the tone for the rest of your day. The mere act of smiling releases endorphins and initiates a chemical reaction in your brain that forces happiness to conquer any feeling of unease. I find this technique especially useful when I’ve had one of those terrible mornings where everything that can go wrong does go wrong! Even though you’re in a state wherein the SheWitch Banshee from Hell would be afraid of you, forcing a smile will help you leave negativity behind you.

5 Tips for a Safer Online Shopping Experience In 2023

For many shoppers, the online marketplace has been one of the best features of the technological age – you get what you want without travelling to the shops and negotiating the long queues and the arduous effort of getting there. For business owners, it’s a cost-cutting strategy to get their products out without costly overheads.

However, how sure are you that you are not paying more than you think you’ve bargained for? Horror stories of buying fakes and low-standard materials have been seen on posts and other online platforms. So how do we protect ourselves from these possible threats?

It would be very hard to figure out if what you’re buying is the real thing or a triple-A imitation. So we sought out brand maven Barbs Aguirre-Miravalles, the Division General Manager for Fragrances of LUXASIA – the leading omnichannel partner for luxury beauty and lifestyle brands to reach Asia Pacific consumers for some tips to help consumers figure out what they are buying.

Find a reliable source

Most e-commerce platforms have a marketplace where in it is open to all resellers. It is difficult to spot authentic resellers from counterfeit resellers as most would put 100% authentic on their product pages. When in doubt, I recommend shopping at the retailer.com sites or brand.com sites so you can be guaranteed that the products come from the original sources.

Compare and review

It would help to read reviews, but it would still help to compare prices and product details/ specifications from the original brand websites to know what you are buying. Check the source of the products.

Beware of cheap items

Counterfeit items are sold at cheaper prices precisely because the ingredients/materials used to create this is not comparable to the authentic item. We suggest watching Netflix’s ‘Broken’ to understand the danger of counterfeit items. This is dangerous to one’s health, especially for cosmetics and ingestible. If the price is too good to be true, it probably is. You get what you pay for, so the lower money you spend equates to the quality you will receive in return.

To further help our readers, we dug deeper into precautions necessary for doing online purchases courtesy of the Australian Filipina:

Always make your purchases from a secure connection.

After clicking the link to the site, check out the prompt in the address field. It would usually read https://www, but if you read “Not Secure,” then it’s not worth your while.

Create a unique password.

If you keep on forgetting your password, get a secured password keeper like dashlane which keeps all your unique passwords that can be generated by the system or from a story of your life that no one knows about.

Be mindful of the information that you provide the sites

Identity theft is one of the most rampant crimes going around, and giving more information than you have to may just be the biggest mistake you can ever make. Standard information would be information on the payment method, shipping address, telephone number and/or email address. If the merchant asks for more, walk away.

Check the shipping details.

Some merchants charge exorbitant shipping fees that can turn a shopping bargain into an expensive mistake. Look to see if they provide tracking and insurance. Understand what carriers they use, and be particularly cautious if the item won’t be shipped within ten days.

Always remember, before you CLICK & SHOP, STOP & THINK.

Source: The Australian Filipina

4 Business Opportunities To Try in 2023


Businesses are everywhere. With every second that we spend living, business is there. It is inevitable that you buy at every stopover or just by the moment that you can see that you don’t have toothpaste right after you wake up. Business is there, and it is there anywhere and at any time.

Is business really that important? Yes, of course. Imagine life without a business. Will you ever survive? Businesses provide products of all kinds to their customers. It also makes the best possible use of scarce resources with the aim of gaining profit from a specific kind of business or just a simple buying and selling transaction.

Engaging in business need not have a lot of capital. Some may be of low cost, and some may require high investment depending on the kind of business that you would like to engage. There are a lot of businesses that may be an option for you also, depending on the inputs that you have. Some may require real money, but for some, if you have the talent, you can already dive into your specialized business. Below are some that you can opt for.

Event Planning

If you want to start a small business, event planning is a sure activity. In event planning, you need the skills since this is a highly specialized kind of business. You can go for catering services or a wedding event planner. If you have experience organizing and planning a wedding, this is a business from which you can profit. It is also important that you should be sociable since this job requires you to meet a lot of different kinds of people. Event planning is becoming popular because most people now depend on someone to organize their events perfectly.

Dining Business in a Food Cart

Heard about fast-casual dining? This is not a fast food or a full-service, sit-down restaurant. This kind of business is believed to be a low-cost one and is the “in” now. Food carts’ profitability has been proven in major city areas. You can always start there. Franchising food carts are now available all around; you can grab one and start your own business immediately.

Affiliate Marketing

Marketing products have now gone online. If you have the skills in blogging and writing, this business is the best one for you. Affiliate marketing is earning a commission by selling other products on your website. One good thing about this is that you do not need to develop your product. All you have to do is promote the product you are selling and let orders come their way.

Candy Maker

Do you have the skills to make candy? Then you can start your own business right there in your kitchen. You can always make one and have your friends taste it; once they love it, you can start your little business.

Success in a business is indicated by how much you love your work. If it is your passion, go and let the world know that your business is the best.

Swarovski and EssilorLuxottica announce a ten-year licensing agreement

Swarovski and EssilorLuxottica announced recently that they have signed an exclusive license agreement for the design, manufacture, and worldwide distribution of Swarovski Eyewear.

The agreement will be effective until December 31, 2028, with an automatic renewal option of an additional five years. The first collection under the agreement will be available on the market from September 2023.

This agreement combines Swarovski’s creativity and savoir-faire with the knowledge, innovation, and expertise of EssilorLuxottica.

The partnership builds on Swarovski’s luxury credentials alongside its enduring commitment to eyewear as a key fashion accessory. Swarovski Eyewear, which features designs inspired by the brand’s jewelry families, brings an additional facet to Swarovski’s customer offering, and complements its extraordinary jewelry, home décor and accessories collections.

The first collection will be developed under the leadership of Swarovski Creative Director Giovanna Engelbert and launched in time for the FW23 season.

Alexis Nasard, CEO of Swarovski, said: “We are delighted to further evolve our Swarovski Eyewear business with global leader EssilorLuxottica. This is in-line with our LUXignite strategy, and is a natural partnership for us, forged from a shared passion for beautiful design coupled with impeccable quality and savoir-faire.”

Francesco Milleri, Chairman and CEO of EssilorLuxottica said: “We are excited to embark on this journey with Swarovski, a brand known for its artful design and incredible attention to detail. We have always seen each pair of frames as a piece of art to be worn, which makes Swarovski and its story such a wonderful fit.”

About Swarovski

Swarovski is a place where magic and science meet. Swarovski unifies all parts of its organization under one spellbinding idea and brings forward a wondrous new world of crystal craftsmanship. Founded in 1895 in Austria, the company designs, manufactures and sells the world’s highest quality crystal, gemstones, Swarovski Created Diamonds and zirconia, jewelry, and accessories, as well as crystal objects and home accessories. Together with its sister companies Swarovski Optik (optical devices) and Tyrolit (abrasives), Swarovski Crystal Business forms the Swarovski Group. A responsible relationship with people and the planet has always been an integral part of Swarovski’s heritage. This manifests today in the company’s well-established sustainability agenda with youth-focused education programs and foundations to promote human empowerment and conserve natural resources to achieve positive social impact. For more information, please visit swarovski.com.


EssilorLuxottica is a global leader in the design, manufacture and distribution of ophthalmic lenses, frames and sunglasses. Formed in 2018, its mission is to help people around the world to see more and be more by addressing their evolving vision needs and personal style aspirations. The Company brings together the complementary expertise of two industry pioneers, one in advanced lens technology and the other in the craftsmanship of iconic eyewear, to set new industry standards for vision care and the consumer experience around it. Influential eyewear brands including Ray-Ban and Oakley, lens technology brands including Varilux and Transitions, and world-class retail brands including Sunglass Hut, LensCrafters, Salmoiraghi & Viganò and GrandVision are part of the EssilorLuxottica family. EssilorLuxottica has approximately 180,000 employees. In 2021, the Company generated consolidated pro forma revenue of Euro 21.5 billion. The EssilorLuxottica share trades on the Euronext Paris market and is included in the Euro Stoxx 50 and CAC 40 indices. Codes and symbols: ISIN: FR0000121667; Reuters: ESLX.PA; Bloomberg: EL:FP. For more information, please visit essilorluxottica.com.

This article was sourced from a media release sent by Swarovski

Editorial credit: Luca Lorenzelli / Shutterstock.com

The Life Of An Entrepreneur: One On One With Lisamarie Monaco

Lisamarie Monaco is a National Independent Life Insurance Agent. She’s a successful entrepreneur who started with very little. She currently co-owns her business (Insuranceforburial.com) – and is a “Family Protector.”

Monaco helps seniors daily, and she ensures their loved ones are protected from financial burdens when they pass away, ensuring they receive a lump sum check at the most difficult times in their lives. We recently caught up with Monaco to discuss her journey as an entrepreneur, and here’s what went down:

Could you please tell our readers a brief background about yourself and how you started your business?

A little about me and my background: I grew up on Long Island, New York. I worked at a Level One Trauma Center for 18 years. I have raised four children. I lived through a divorce and was unsure where life would bring me. I knew I needed to make some decisions and decided to take a leap of faith. I moved to Florida a few years ago and married my now husband, Danny Ray. We founded our company together. Although he has been in this industry for over 27 years, I have not. I was starting my life over and knew I wanted to do something meaningful and decided I wanted to help our seniors protect their loved ones from financial burdens when they pass away. That is when I became “The Family Protector.” Insuranceforburial.com was born shortly after.

What are you currently doing to maintain/grow your business?

I am currently working on preparing for Medicare open enrollment to ensure our clients have everything they need in coverage and to be certain they are in the right plan and not overpaying by even a penny. We also want to ensure they do not have any gaps in their coverage.

What form of marketing has worked well for your business throughout the years?

Search Engine Marketing and Social Media Marketing. These are great ways of building our business through the years.

What social media platforms do you usually use to increase your brand’s awareness?

The social media platforms we use the most are Facebook and Instagram. Everyone today is on Social Media. People use Facebook probably the most and not only socialize, but shop and have found us via Facebook and have reached out to us to help them obtain life insurance.

What is the toughest decision you had to make in the last few months?

The toughest decision in the last few months has been implementing more automation in our business. We have hired people to be administration assistants, but we have not had luck finding the right fit. I have decided we will utilize automation as much as possible, and in addition, I take on Administrative roles two days a week to keep up with the daily routine.

How has your business been affected by the COVID-19 pandemic?

Since the Covid-19 pandemic, the business has increased even more than ever. We are a National Telesales Agency, licensed in every state, and have clients in every state. Since the beginning of the pandemic, more people have appreciated the ease and simplicity of the online application process and voice signature application process for their life insurance needs. Our seniors can get an active policy from start to finish in 20 minutes and never have to leave their homes or have anyone come into their homes. They are safe and have their family protected by the end of that call with an approved policy!

How have you adapted your business operations in response to COVID-19 and its associated impacts?

Since Covid-19 we have adapted by keeping distance and working from our home offices. We have a few in-house agents and several remote agents that have been wonderful throughout the pandemic.

What have been some of the most important lessons you have learned because of this pandemic?

Some of the most important lessons I have learned since the pandemic is to appreciate our current clients, our clients to be, and to appreciate the business we are in. I find it an honor and a privilege to do what I do, especially with such uncertainty over the last two years. Knowing I have helped so many of our seniors get through this and help them reach their goals of final expense insurance and protect their loved ones leaving a legacy for their children and grandchildren. It is a tremendous honor on every level.s

What do you hope to see happen in the near future for small businesses all over the world?

I hope to see small businesses continue to grow by leaps and bounds in the near future all over the world. I hope for this because small businesses are people’s dreams, their creativity, desire, grit, and passion for what they do. Seeing that come to life is a beautiful thing.

What advice would you give to a newbie Entrepreneur setting up a new business in this pandemic?

Don’t overthink anything. Write out your goals. Set up a plan. Create a vision board of everything you want to achieve and take that leap. You will have sleepless nights; you will have feelings of failure at times or make mistakes; takes those as your stepping stones to greatness, and never give up. Take it from this small-town Long Island girl who started out with $58.00 in my checking account and eating Triscuit crackers. I am an example of anything, and everything is possible. Take your leap!

Ted Baker announces the launch of four new stunning timepieces

Luxury British lifestyle brand Ted Baker is delighted to announce the launch of four new stunning timepieces just in time for the gifting season. Complete with 100% sustainable and recyclable gift boxes, Ted Baker proudly presents four new watches for both men and women, ensuring the perfect gift for the special people in your life lies within this impressive collection.

The Lilabel and Fitzrovia Bumble Bee timepieces join the brand’s elegant women’s range, while the Caine and Phylipa Gents watches combine contemporary and classic style to bring new additions to Ted Baker’s iconic men’s collection. This timepiece collection is also the first to incorporate the brand’s new magnolia motif, lifted directly from the Ted Baker archive, which symbolises perseverance and a love of nature, and is, “Ted Baker DNA summed up in one simple icon,” as pronounced by the brand’s Global Creative Director, Anthony Cuthbertson.

Each watch can be made unique through a variety of watchstrap style, colour, and case size options. Available from Davidjones.com, 275-350 AUD. 

This article was sourced from a media release sent by Ella McPherson of Grove Communication